National Chiayi University

保險內容Coverage

門(急)診醫療保險金
被保險人於本契約有效期間內（如於本契約生效後加保之被保險人，則係指加 保之翌日起）因疾病或傷害，而於醫院或診所接受門(急)診診療者，本公司按 醫院或診所實際收取之門(急)診醫療費用（包含診察、處方、醫藥、檢驗或Ｘ 光檢查等之全部費用），給付「門(急)診醫療保險金」，但每次最高給付金額以 1000 元為限。
Outpatient/Emergency treatment benefit
While this Policy is still effective, if the Insured suffers an illness or injury and receives (emergency) treatment at a hospital/clinic as an outpatient, the company will reimburse all medical expenses incurred. However, the payment of benefit shall not exceed the limit of 1,000 NTD (per visit).

每日病房費用保險金
被保險人於本契約有效期間內（如於本契約生效後加保之被保險人，則係指加 保之翌日起）因疾病或傷害而住院診療時，本公司按該被保險人住院期間內所 發生之下列各項費用核付「每日病房費用保險金」，但每日最高給付金額以 1000 元為限：
1.超等住院之病房費差額。
2.管灌飲食以外之膳食費。
3.特別護士以外之護理費。
Daily hospital room benefit
While this Policy is still effective, if the Insured suffers an illness or injury and receives treatment at a hospital as an inpatient, the company will reimburse the following expenses incurred.
1. Balance billing on hospital rooms.
2. Food, except for nutrients provided through tube feeding.
3. Nursing care fee excluding special nurse fee.
However, the payment of benefit shall not exceed the limit of 1,000 NTD (per day).

住院醫療費用保險金
被保險人於本契約有效期間內（如於本契約生效後加保之被保險人，則係指加 保之翌日起）因疾病或傷害而住院診療時，本公司按該被保險人住院期間內所 發生之下列各項費用核付「住院醫療費用保險金」，但被保險人同一次住院最 高給付金額以 12 萬元為限：
1.指定醫師。
2.醫師指示用藥。
3.血液(非緊急傷病必要之輸血)。
4.掛號費及其證明文件。
5.來往醫院的救護車費。
6.手術費用。
7.手術室、手術後恢復室或急救室及其設備之應用。
8.材料費。
9.化驗室檢驗、心電圖、基礎代謝率檢查。
10.復健治療。
11.麻醉劑、氧氣及其應用。
12.放射線診療費。
13.血液透析費。
14.注射技術費及其藥液。
15.檢驗費。
16.治療費。
Hospital miscellaneous benefit
While this Policy is still effective, if the Insured suffers an illness or injury and receives treatment at a hospital as an inpatient, the company will reimburse the following expenses incurred.
1.Designated physician
2.Physician instructions medication.
3.Blood, except for blood transfusions deemed necessary by a doctor providing emergency care.
4.Registration fee and cost of obtaining related certificates.
5.Ambulance fee
6.Operation fee.
7.Operation room, post-operative recovery room, emergency room or and the application of its equipment.
8.Materials fee.
9.Laboratory tests, electrocardiogram, basal metabolic rate check.
10.Rehabilitation therapy.
11.Anesthetics, oxygen, and its application.
12.Therapeutic radiology.
13.Hemodialysis.
14.Injection and its liquid medicine.
15.Laboratory examination.
16.Treatment.
However, the payment of benefit shall not exceed the limit of 120,000 NTD (per hospitalization).

投保規定The provisions of the insured
被保險人資格：限外籍生(含陸生及僑生)本人投保。
投保年齡限制：14 歲~50 歲。
本險一律以『記名方式』投保。
保險期間：一年。
繳費方法：年繳、半年繳、季繳及月繳。
Insurer qualifications：Limited to foreign students(including Mainland China students and Overseas Chinese students).
Insured age limit：From 14 years old to 50 years old.
Insured’s name shall be specified in the policy.
Policy period/term：One year.
Premium mode：Yearly, Half yearly, Quarterly , Monthly

如何申請理賠How to make a claim